A Dad's Guide to Covering Yourself On the Road #CP

When you think about driving for the first time, you think about all the freedom and independence that it will give you. Rarely is there a time when you think about the cost or danger that it presents to you. 


Driving is liberating and for many, it’s fun but with that comes a huge responsibility. As a driver, it’s wise to be cautious too. From maintenance to pricey insurance covers and worst-case scenarios; there’s a lot to think about. It doesn’t have to be stressful. 


Driving is an investment that will benefit you for the rest of your life. Here are some serious factors to think about to make sure you are covered on the road:

Car Maintenance and Capability

Having a car is expensive. For young drivers who find themselves with older cars, maintenance can feel like a bit of a burden that you can’t afford. 


As a rule, if you hear sounds that you don’t normally hear, you should go to the mechanic immediately. 


This might seem a little obvious but people are willing to wait. 


If it is a small problem, you might be able to do it yourself. The older your car is, the more likely it is to be taken off the road without a little attention.

Keep vigilant, and know your car’s capabilities. Overstretching those limits could result in a write-off. 


This brings us to the next point–

Insurance

You legally need insurance to be on the road–you’ll know that already.


Auto insurance policies range from very basic to incredibly complex. This depends on what you personally afford and how many years you have been driving for.


Quality and age is everything when it comes to insurance. 


The younger you are and the lower quality of car you have, the more you will pay. You’ll even find extra costs for how often you use your car. 


Whether you are reading this to help decide on what car to buy or are looking as a first-time driver; your insurance is where you will feel that you are paying out the most. It can seem like a slippery slope but it’s one that is always worth the investment.

Lawyers and Injury

It might seem like you are tempting fate but when you hit the road as a new driver, it’s a good idea to have knowledge of local injury-focused lawyers. 


The rules of the road can be complex, having knowledge of truck accident lawyers and exactly what they do will offer valuable knowledge on how to cover yourself.


In the event of an accident or road-related injury, you should contact lawyers as soon as you can. Particularly before speaking to the local police so that you fully understand your legal position. 


Covering yourself on the road starts with you. Driving is a responsibility that you are ready for. Take your time when learning to drive and respect the rules. By looking into the quality of your car, getting the right insurance, and maintaining everything well, you’ll be off to a great start. 




Photo by David Emrich on Unsplash

Karl Young

Part-time daddy and lifestyle blogger. Father of 2 boys under 2. Golfer, scare-fan, tea-lover, traveller, squash and poker player. I write on the @HuffPostUK http://www.huffingtonpost.co.uk/karl-young/

No comments: